One is the principle of voluntariness. Consumers buying insurance for used cars must be covered by mandatory insurance in addition to state regulations, and voluntary insurance should be selected. For example, for a vehicle with a higher value for a new quasi-vehicle, the gap in risk should be covered. There is no need to invest in Nick for a car with a low value of this quasi-vehicle. New equipment for the vehicle should be insured by new equipment. Otherwise, you will not have insurance. The second is the principle of different priorities. Consumers who purchase insurance for used cars, actual conditions and personal economic conditions, vehicles that should be fully inspected should distinguish basic risks and risks, distinguish primary and secondary, and make reasonable choices. If you have an experienced driver, you can only choose the vehicle insurance loss, the categories of third party liability insurance and the special risks that are not deductible, excluding other categories. In addition, consumers also need a reasonable allocation of insurance. For example, consumers can insure the vehicle loss insurance, and can also choose to use the actual situation of glass breakage or spontaneous loss insurance, and combine the main risks and other risks to play a complementary role. The third is full insurance principles. Consumers buying insurance for used cars need to distinguish between the value of insurance, the relationship between the amount of insurance and the amount of compensation, they must be insured in full, so that they can receive due compensation in the event of an accident, otherwise it will cause Necessary loss. The senior experts of second-hand cars also reminded that vehicles are resold, transferred, and others change or increase in risk exposure. The insured should notify the insurer, otherwise the insurance company has the right to refuse compensation; if the new owner and the insurance company do not establish an insurance contract relationship In the event of a traffic accident, the new owner can only be his own responsibility. Therefore, in the purchase of used cars, new owners should make timely insurance change procedures. If the original owner does not have insurance coverage, the new owner should avoid “insurance vacuum†when buying used car insurance. Engineering Machiney Parts,Engineering Machinery Accessories,Construction Machinery Accessories,Cast Engineering Machinery Accessories Hebei Jingxian Jinli Casting Co. LTD , https://www.hbjinlicasting.com
December 14, 2023